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Stock price:
SEK 127.50 -0.04% SEK -0.05
Year high:
SEK 143.60
Year low:
SEK 120.50

Strategy for financing

Castellum’s financing strategy will support the business operations and manage the Group’s financial risks while working for an open and transparent climate.

Financial policy and commitments in credit agreements

 

Policy

Commitment

Outcome

Loan-to-value ratio

Not exceeding 40%

Not exceeding 65%

47%

Interest coverage ratio

>3.0

>1.5

4.1

The share of secured borrowing/total assets

 

Not exceeding 45%

15%

Funding risk

 

 

 

– average debt maturity

At least 2 years

 

 3.2 years

– maturing within 1 year

No more than 30% of loans outstanding and unutilised credit agreements

 

 8%

– liquidity reserve

Liquidity reserve corresponding to 12 months’ impending loan maturities

 

Achieved

Interest rate risk

 

 

 

– average interest duration

1.5–4.5 years

 

2.6 years

– maturing within 6 months

No more than 50%

 

31%

Credit and counterparty risk

 

 

 

– rating restriction

Credit institutions with high ratings, at least S&P BBB+

 

Achieved

Currency risk

 

 

 

– net exposure in foreign currency

Maximum 10 per cent of balance sheet total

 

Achieved

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